Just my thoughts on RetirementĀ 


Recently I came across a few Facebook post , posting about people early retirement at around age 30 plus years old . All these people manage to save and grow their wealth to around 1 million for a period of 10 years . They quit their job after they reach their 1 million goal . 

What these people have in common:

1) they save around 75% of their income

2) they track their spending and investment diligently 

3) they invested their income 

4) they are happier with lesser things 

From what I read about , gone were the days where people scrape and save every penny , along the process they are miserable. They did not enjoy their life and they are old and rich. 

The current trend I see people enjoying the process of having lesser things in life. They spend their money wisely . While there are a lot of people out there saving around 75% of their income , they are actually enjoying a simple life . 

With the current society where we are condition to OWN MORE THINGS TO FEEL GOOD . I just feel that this is really not the way. Owning more things , will only strengthen our ego self. The list is never ending . We will forever be feeding our ego self and never be happy .

These young self made millionaires actually own less things and they are happy . I am impressed that they manage to retire at such a young age and it keeps me thinking about my own retirement. 

What does retirement mean to me ? 

Retirement mean :

1) I do not have to work anymore 

2) no need to worry about expenses for the rest of your life 

3) passive income from rental , investment , business etc 

I got confuse with retirement and having a career that I like to do. I am still confused now . As I am trying to figure out 

Passion in career vs retirement 

Does it mean if I love my job , there is no point for me to retire ? 

Why do people want to retire ?

1) they hate their job

2) old and lack of energy 

3) unhappy 

4) do the things they love 

5) having more time 

Or maybe I should ask myself this :

If today I were to have one million in my account . How would my life be like ?

Last time I would say , I would buy house , invest etc .

But now ,

I would say , life is as per Normal to me .

 (I think ….. Wahahahhaa. It might be different case if I really own a million )

Currently , I don’t hate my career, i like meeting with people , I like my job flexible working  hours and I enjoy 70% of my career . Provided I don’t have the stress to achieve target set by the company . 

I just told my Friend I am practically a semi – retired person šŸ˜‚ . 

Maybe the only thing I don’t like about my career is the unstable income . Hard work pay off . I am a lazy person . So I still need my income for my expenses . When there is a need for income , we can’t really retire. 

I still quite confused about this , I Guess I have to research and search deeper within myself . I shall let Universe guide me along .

Thank you Universe .

Thank you for reading my journal 

Love & Light

Alicecbn