Just my thoughts on Retirement 


Recently I came across a few Facebook post , posting about people early retirement at around age 30 plus years old . All these people manage to save and grow their wealth to around 1 million for a period of 10 years . They quit their job after they reach their 1 million goal . 

What these people have in common:

1) they save around 75% of their income

2) they track their spending and investment diligently 

3) they invested their income 

4) they are happier with lesser things 

From what I read about , gone were the days where people scrape and save every penny , along the process they are miserable. They did not enjoy their life and they are old and rich. 

The current trend I see people enjoying the process of having lesser things in life. They spend their money wisely . While there are a lot of people out there saving around 75% of their income , they are actually enjoying a simple life . 

With the current society where we are condition to OWN MORE THINGS TO FEEL GOOD . I just feel that this is really not the way. Owning more things , will only strengthen our ego self. The list is never ending . We will forever be feeding our ego self and never be happy .

These young self made millionaires actually own less things and they are happy . I am impressed that they manage to retire at such a young age and it keeps me thinking about my own retirement. 

What does retirement mean to me ? 

Retirement mean :

1) I do not have to work anymore 

2) no need to worry about expenses for the rest of your life 

3) passive income from rental , investment , business etc 

I got confuse with retirement and having a career that I like to do. I am still confused now . As I am trying to figure out 

Passion in career vs retirement 

Does it mean if I love my job , there is no point for me to retire ? 

Why do people want to retire ?

1) they hate their job

2) old and lack of energy 

3) unhappy 

4) do the things they love 

5) having more time 

Or maybe I should ask myself this :

If today I were to have one million in my account . How would my life be like ?

Last time I would say , I would buy house , invest etc .

But now ,

I would say , life is as per Normal to me .

 (I think ….. Wahahahhaa. It might be different case if I really own a million )

Currently , I don’t hate my career, i like meeting with people , I like my job flexible working  hours and I enjoy 70% of my career . Provided I don’t have the stress to achieve target set by the company . 

I just told my Friend I am practically a semi – retired person 😂 . 

Maybe the only thing I don’t like about my career is the unstable income . Hard work pay off . I am a lazy person . So I still need my income for my expenses . When there is a need for income , we can’t really retire. 

I still quite confused about this , I Guess I have to research and search deeper within myself . I shall let Universe guide me along .

Thank you Universe .

Thank you for reading my journal 

Love & Light

Alicecbn

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2 thoughts on “Just my thoughts on Retirement 

  1. In truth, if a person were to retire at 30 with just one million they would have to live a VERY simple lifestyle. To retire at 50 with one million, one would still need to watch carefully where it goes.
    The trick with money is percentage of spending. If it’s easy for you to spend $100 a week before retirement, then after retirement it’ll be easy to spend $1000 a week. The percentage of spending doesn’t change from before to after, it’s the same volume just bigger, and it would get burned through just as fast.
    Some are better at money spending than others. So take a money management class to understand it better. I know I would if I landed in that boat.
    My blessings to you…

    Like

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